Insane XRP Prediction: Why an Expert Thinks 1 XRP Could Be Worth $1,000,000
A recent thread by long-time crypto investor Pumpius proposed that 1 XRP could eventually be worth $1,000,000 per coin. Indeed, that number sounds outrageous for a coin currently trading at just $2. However, the logic behind it is based on a future where XRP powers the backbone of a tokenized global economy.
“Ripple Is Quietly Tokenizing the Real World”
According to Pumpius, while other crypto projects chase social media attention and speculative pumps, Ripple is laying the groundwork for something bigger. He claims the company is quietly moving real-world assets (RWAs) onto the blockchain. Some of the initiatives he cites include:
If global assets, including $300 trillion in real estate, $100 trillion in stocks, and over $100 trillion in bonds, along with currencies and commodities, are all brought on-chain, the tokenized economy could exceed $1 quadrillion in value. In such a world, a universal bridge asset would be necessary, and according to Pumpius, XRP is designed to fulfill that role.
XRP is Built for Movement, Not Storage
Unlike Bitcoin, which is often seen as a store of value, XRP is for high-speed value transfer. Its features include:
- 3–5 second settlement times
- A built-in decentralized exchange (DEX) and automated market maker (AMM)
- Native support for multiple assets
- Programmability through Hooks and sidechains
- A regulatory-focused architecture
Suppose XRP becomes the core liquidity layer for cross-asset transfers in a fully tokenized world. In that case, each XRP might represent a fractional claim on a system that moves trillions in daily volume, in Pumpius’s view.
The Math Behind $1M XRP
With a total supply of 100 billion XRP, and much of it locked or burned, scarcity plays a role. Pumpius argues that if XRP facilitates global settlement at scale, a million-dollar valuation per coin is not a meme but a liquidity model driven by:
- Massive asset flows
- Limited supply
- Dominance in cross-chain infrastructure
“You won’t buy a house with XRP,” he wrote. “Your house might be XRP.” Skeptics will naturally dismiss the idea of $1 million per XRP as pure fantasy. However, history has shown that revolutionary technologies often begin with seemingly unthinkable projections.
Pumpius noted that just as few believed in the Internet’s impact in 1994, the idea of XRP powering a quadrillion-dollar tokenized economy may be either ahead of its time or right on time.
Previous Call for XRP to $1 Million
Meanwhile, the idea of XRP reaching $1 million price is not entirely new in the XRP community. In a viral video, XDC Foundation developer Quincy Jones proposed that XRP’s value could soar to $100, $100,000, or even $1 million, depending on the volume of assets issued on its network. He explained that XRP acts as a liquidity bridge between financial instruments, such as bonds, stocks, and currencies, meaning its value is directly linked to the volume of transactions it supports.
Using a hypothetical scenario involving $100 trillion in equity and $500 million in debt issued on the XRP Ledger, Jones suggested such demand could drive prices dramatically higher. Meanwhile, he acknowledged the speculative nature of these predictions.
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