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Expert Explains How Much XRP You Need to Own to Become an XRP Millionaire

March 23, 2025

In a recent video, crypto expert and investor Austin Hilton shared valuable insights on how much XRP one would need to own to become a millionaire. Hilton discussed the potential for massive gains with the crypto market experiencing fluctuations. He emphasized that the current downturn in the crypto market, including XRP’s 17% decline, is likely a short-term issue. He attributed it to broader economic uncertainties such as inflation and market doubt.

Hilton believes that the future of XRP and the entire crypto market looks incredibly bright. Specifically, he predicted that XRP could see explosive growth over the next few years, potentially increasing by 10x, 30x, or even 40x as mass adoption of cryptocurrencies continues to gain momentum.

To help viewers understand how they could reach XRP millionaire status, Hilton presented a free tool that can calculate potential profits.

Using a Crypto Profit Calculator to Estimate XRP Earnings

Using a crypto profit calculator, investors can input their buy price, investment amount, and expected sell price to estimate their future gains. For example, if an investor bought XRP at $0.25 and sold it at today’s price of $2.31, they could profit $82,400 from a $10,000 investment. Notably, this portfolio holds 40,000 XRP tokens. Hilton also noted that if this same portfolio’s potential profit is estimated at $5 per XRP, it would result in a profit of $190,000, with a total exit value of $200,000.

Estimating Millionaire Status

So, how does one estimate the path to becoming a millionaire? Hilton suggested using a $20 price for XRP. This would give a $790,000 profit from the original $10,000 investment. And if XRP hits $30, an investor could become a millionaire from the original $10K investment, as the portfolio would now be worth $1.2 million.

However, it’s important to note that, at today’s price, a $10,000 investment wouldn’t secure 40,000 XRP tokens. Instead, to position for a potential $1 million return with a target price of $30 per XRP, an investor would need to hold 33,334 XRP. As of today, acquiring these 33,334 XRP tokens would cost approximately $77,000.

Realistic Projections for XRP’s Price Growth

Hilton also shared “realistic” projections for XRP’s price growth, considering factors like market cap and overall crypto market growth. He pointed out that if XRP reached $30, it would result in a $1.7 trillion market cap. According to him, this is entirely possible within the next few years, given the expected growth of the global crypto market, which could reach $30–50 trillion.

While Hilton doesn’t anticipate XRP reaching these high numbers overnight, he believes that a 10x price increase is achievable over 4–5 years. According to him, this makes the goal of becoming an XRP millionaire very attainable for those who are patient and invest wisely.

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