Here’s Why Not Owning At Least 1,000 XRP is “Insane” According To a Crypto Founder

March 19, 2025

Edoardo Farina, the founder of Alpha Lions Academy, believes holding at least 1,000 XRP is a no-brainer for anyone serious about financial freedom.

In a recent video, he explained why XRP’s potential could be life-changing and why missing out might be a huge mistake. Farina highlighted that having 2,503 XRP puts an investor among the top 10% of XRP wallets. He sees this as highly achievable for most investors today.

Interestingly, recent on-chain data confirms Farina’s estimate. For context, data from the community-driven Rich-list resource indicates that holding exactly 2,502.9 XRP puts one among the top 10 XRP holders. Farina believes every investor should strive to enter this list.

XRP Rich List

His argument centers on XRP’s potential to disrupt global finance, especially if it integrates with SWIFT or taps into the derivatives market, which processes around $1.2 quadrillion annually.

Even capturing a small fraction of this could send XRP’s price soaring. Despite widespread pessimism, Farina suggests that prices of $100, $1,000, or even $10,000 per XRP are possible, just as Bitcoin, once considered worthless, surpassed $100,000.

How Much XRP Do You Need to Retire?

Farina then discussed the potential for an investor’s XRP holdings to help them retire. However, the amount of XRP necessary for retirement depends on factors like location and lifestyle. For instance, someone in the U.S. might need more than someone in South America, where currencies are weaker.

Farina gave an example: if XRP hits $100 and you own 1,000 coins, you’ll have $100,000, an amount he considers life-changing in many countries. With 10,000 XRP at the same price, an investor would hold $1 million, presenting them with financial security and flexibility.

According to Farina, a person who understands wealth management could retire comfortably with 10,000 XRP if the price reaches $100. He further argued that financial diversification, particularly through real estate, is important. Instead of selling XRP every month, investors could generate passive income through real estate holdings.

The XRP community pundit stressed that patience is important, noting that even holding 1,000 XRP could be enough to retire if the price eventually reaches an ambitious $10,000. At that level, an investor with 1,000 XRP would be sitting on $10 million.

He also discussed strategies like lending XRP to banks or using automated market makers to generate passive income instead of selling holdings. According to him, investors who cash out too early might regret missing out on greater gains later.

Why Many Will Miss Out

Notably, most people don’t have significant savings. Farina stressed that in wealthy nations like the U.S., many Americans don’t even have $10,000 in their bank accounts.

Given this reality, he believes accumulating 10,000 XRP is a realistic goal that could help investors attain financial independence.

“Not owning at least 1,000 XRP is the definition of insanity,” he said on X.

He pointed to when XRP traded above $3, noting that he didn’t sell because he was diversified in other assets. However, Farina acknowledged that selling a portion of holdings could be necessary for those under financial stress.

He compared today’s XRP market to Bitcoin in 2012 when prices were below $500. Notably, Farina pointed out that if investors had known Bitcoin would hit $100,000, they would have worked hard to accumulate as much as possible. He believes the same opportunity exists with XRP.

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